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Business VISA Debit Card

The following outlines many of the additional products and services available to Bank of the James customers. For complete details, please view the Business Accounts and Services Flyer.

Business VISA Debit Card with UChoose Rewards

Your Bank of the James Debit Card is a convenient way to bank and shop – and you can make the most of your business spending by earning points. The next time you buy office supplies, pay for materials or upgrade your computers, just use your Bank of the James Business Visa Debit Card. It's the most convenient way to pay for any business expense including online purchases.

  • Bank of the James VISA Debit Card can be used at any ATM.  Fees apply at non-Bank of the James ATMs.
  • Use your card to make purchases anywhere VISA is accepted.  Fees may apply.
  • Purchases are automatically deducted from your primary Bank of the James checking account

UChoose Rewards Program

With UChoose Rewards, you earn points every time you use your Bank of the James VISA Debit Card, sign for your purchases and use as credit. You can earn points everywhere your card is accepted and can redeem your points for a wide selection of business supplies, corporate gifts, travel, gift cards and retail merchandise from a vast online rewards catalog.

Membership in UChoose Rewards is absolutely free for Bank of the James VISA Debit Card holders, so start earning points today.

For more information on UChoose Rewards and to get started earning points today, register on line at www.uchooserewards.com. Click on the Register Link to create your own User ID and password for system access. Then start using your debit card to earn your points.

Lost or Stolen ATM/Debit Card

To report a lost or stolen ATM or Debit Card, please call:

Debit Card Customer Service

Toll free – 1-800-554-8969
Service center is open 7 days a week/24 hours a day.

Please also notify your branch office as soon as possible.

VISA Credit Cards for Business

Contact one of our business bankers about which card would benefit you and your business.  For more information, Click here.

Merchant Credit Card Services

Whether your business already accepts credit cards or you're ready to enhance the payment methods available to your customers, we can help you select the method that best complements your business. Bank of the James offers merchant credit and debit card processing through CoCard. Contact Jimmy Murphy at 434-401-1614 or email to arrange a meeting with the CoCard representative.

Other Services Available to our Business Customers

  • Night Depository
  • Wire Transfers
  • ACH Origination (Payroll Direct Deposit)
  • Corporate Christmas Club Accounts for Employees 
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