Welcome to Bank of the James
Bank of the James began operations on July 22, 1999 and was organized under the laws of the Commonwealth of Virginia to engage in retail and commercial banking business. Bank of the James is a locally owned community bank and serves individuals, businesses and professionals in the Region 2000 area of Central Virginia.

During the last decade, our community has witnessed a number of changes in the banking industry. Mergers among the largest banking organizations created a new class of mega-banks. Bank of the James was organized to fill this void of local banking and was capitalized by 2,400 shareholders.

When Bank of the James opened its doors, we brought together many of the area’s finest bankers. From a start-up team of 12 employees and 10 directors, the bank enjoys the reputation as being one of our area’s top performing community banks. Our dedication and commitment to service is the foundation that our company has been built on. We believe that our customer’s financial goals, both personal and professional, are our number one priority. Our goal is simply to treat our customers the way we ourselves want to be treated. Our mission of Bank of the James was to create a top performing community bank that delivered outstanding customer services in the most professional, friendly and caring manner possible and to have a positive and direct impact on the cities and counties that we serve. We strongly believe that our focus on personal relationships with our customers and our local presence in the community is the reason we continue to have great success.