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Our Leadership

As a local bank, we understand on a very personal level that we are a part of our community – both as business partners and as individuals. We recognize that we can best succeed from the benefit of a leadership built from our collective resources in business and in our community. Our leadership team drives the bank to deliver the products and services to serve our customers in a high tech world with a high touch relationship. We combine our experience and knowledge of the banking world with an intimate understanding of the communities in which we live and work to deliver the very best in local banking.

Executive Management Team

Robert R. Chapman III

President, Bank of the James Financial Group, Inc.
President and Chief Executive Officer, Bank of the James

In his capacity as President and CEO, Mr. Chapman is responsible for the strategic direction and the day-to-day management of the bank. Mr. Chapman was instrumental in forming Bank of the James in 1999 (co-organizer); was named President of Bank of the James in 2003 and President of Bank of the James Financial Group in 2004. Prior to joining the bank, Mr. Chapman was Vice President and Commercial Account Manager at Crestar Bank for 15 years. He is a 1984 graduate of Virginia Military Institute where he received a bachelor's degree in Economics. Following graduation, he served as a First Lieutenant in the United States Army. Mr. Chapman is also a 2002 graduate of the American Bankers Association (ABA) Stonier Graduate School of Banking. Active in the community, Mr. Chapman currently serves as President of the Lynchburg City School's Education Foundation, is a member of the Board of Advisors for the School of Business and Economics at Lynchburg College, serves as a board member for The Centra Foundation and is a volunteer for The United Way of Central Virginia.

Brian E. Cash

President, Bank of the James Mortgage

Mr. Cash is responsible for overseeing the operation of the bank's mortgage division as well as the management of its loan originators and support staff. He joined Bank of the James in 2004 as a mortgage consultant and retail loan officer. He was named Vice President and Manager of Bank of the James Mortgage in 2006 and was promoted to Senior Vice President in 2008. He was named President of the mortgage division in 2010. Mr. Cash is a 2002 cum laude graduate of Lynchburg College and holds a degree in business management with an emphasis in finance. He is currently enrolled as a third year participant at the American Bankers Association (ABA) Stonier Graduate School of Banking and will graduate in 2014. Mr. Cash is active in the community and has volunteered for The United Way, The Salvation Army and The Daily Bread.

Brandon P. Farmer

Executive Vice President and Senior Operations Officer, Bank of the James

In his capacity as Senior Operations Officer for the bank, Mr. Farmer is responsible for the oversight of information technology, item processing, debit cards, Bank Secrecy Act operations, e-banking, as well as bank security and facilities. Mr. Farmer joined Bank of the James in 1999 and was named Vice President and IT Officer in 2005. He was promoted to Senior Vice President in 2008 and Executive Vice President in 2010. Mr. Farmer is a 2000 graduate of Virginia Tech where he received a BS degree in Business with majors in Finance and Management. He is also a 2008 graduate of the ABA Stonier Graduate School of Banking. At the present time, Mr. Farmer serves as Chairman of the Lynchburg Parking Authority, serves on the Speaker Committee of the Lynchburg Kiwanis Club and is Treasurer of the Brookstone Property Owners Association.

Angelia R. Johnson

Executive Vice President and Retail Branch Administrator, Bank of the James

As Retail Branch Administrator, Mrs. Johnson oversees the day-to-day operations of the bank's branch locations. She is responsible for planning, directing and organizing all retail branch activity and managing a team of branch managers and support personnel. Mrs. Johnson joined Bank of the James in 2006 as Vice President and Regional Manager of the bank's Amherst office. In 2008 she was named Senior Vice President and Retail Branch Administrator and in 2010 was promoted to Executive Vice President. Prior to joining Bank of the James, she was associated with AREVA and Wachovia Bank. Mrs. Johnson holds a Bachelor of Business Administration degree and a Master of Business Administration degree from Averett University. She is a 2013 graduate of the ABA Stonier Graduate School of Banking. She currently is a board member and serves on the Family Selection Committee for Amherst County Habitat for Humanity.

J. Todd Scruggs

Secretary-Treasurer of Bank of the James Financial Group, Inc.
Executive Vice President and Chief Financial Officer, Bank of the James

As Chief Financial Officer for Bank of the James, Mr. Scruggs is responsible for preparing and reviewing financial information, investments, asset/liability management and regulatory matters. He is a co-organizer of the bank and has served as its Chief Financial Officer since its formation in 1999. Prior to joining Bank of the James, Mr. Scruggs was a Financial Consultant and an Investment Representative for Crestar Securities Corp. Mr. Scruggs holds a Bachelor of Science degree in Commerce from the University of Virginia McIntire School of Commerce and is a graduate of the University of South Carolina School of Graduate Bank Investment Management. He serves as Secretary for both Bank of the James Financial Group, Inc. and Bank of the James. He currently serves as a board member and Treasurer for Interfaith Outreach Association and as a loan committee member for the Presbyterian Homes & Family Services Ways to Work program. He is active with STEP with Links serving as a board member and currently serves as a coach for the Blue Ridge Lacrosse Club.

Michael A. Syrek

Executive Vice President and Senior Loan Officer, Bank of the James

Michael A. Syrek joined Bank of the James in May 2012 and is responsible for commercial lending and relationship management for the bank. Mr. Syrek joined Bank of the James after nine years with SunTrust Bank where most recently (2008 to 2012), he served as Lynchburg President. During this tenure, he also oversaw an extensive loan portfolio and managed a team of relationship managers in Virginia and West Virginia. In addition, Mr. Syrek served as a Senior Vice President and Commercial Relationship Manager. Mr. Syrek is a graduate of James Madison University and holds a Bachelor of Business Administration degree in Accounting. He currently serves on the Central Virginia Community College Education Foundation Board and has been a youth coach for numerous sports teams with the Forest Youth Athletic Association.

Harry P. "Chip" Umberger

Executive Vice President and Senior Credit Officer, Bank of the James

Mr. Umberger became associated with Bank of the James in 2001 as a Vice President and Commercial Lender. In 2003 he was promoted to Senior Vice President and Senior Credit Officer for the bank and in 2007 was named Executive Vice President and Senior Credit Officer. He is responsible for the company's loan policies and practices including credit quality. Prior to joining Bank of the James, Mr. Umberger was associated with Sovran Bank. Mr. Umberger has a Bachelor of Arts degree from Hampden-Sydney College with majors in both Economics and Spanish. He is also a 2000 graduate of the Virginia Banker's School of Bank Management. Mr. Umberger serves as Treasurer of the Brookville High School Athletic Boosters and currently serves as a commissioner with the Timbrook Youth Basketball League, as well as a coach for the 11-12 year old boy's division.

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