Meet Our Team
At Bank of the James Mortgage, our team of experienced loan officers is ready to help you with all of your mortgage needs. Contact one of our lenders today!
- Brian Cash
President, Bank of the James Mortgage
"Thank you for visiting the Bank of the James Mortgage website. I am Brian Cash, President of Bank of the James Mortgage. I joined Bank of the James in 2004 as a Mortgage Consultant and Retail Loan Officer, and in 2010, I was named President of the Mortgage Division. I am a graduate of Jefferson Forest High School and Lynchburg College and hold a degree in business management with an emphasis in finance. I live in Forest with my wife Lora and we have two daughters. Our family enjoys a variety of outdoor activities.
"Every day I have the pleasure of working with a great team of mortgage professionals. Our Loan Originators understand all of the aspects of the mortgage process and welcome the opportunity to speak with you about how Bank of the James can help you with your next mortgage. We offer loans to help you purchase a home as well as to refinance an existing mortgage. We provide quick approval and exceptional service that is the trademark here at our bank. We look forward to working with you."
- Bianca Allison
Vice President, Mortgage Sales Development
"Welcome to Bank of the James Mortgage. My name is Bianca Allison and it is with great excitement that I have joined this incredible team here, bringing with me over twenty-two years of mortgage banking and managerial experience. If you had to ask me the one word to describe how I feel about mortgage lending and our mortgage division - it would be "passion". I take great pride in the experience my customers have through their loan transaction, and I am "passionate" about the service level they receive.
"Being a native of Lynchburg, a graduate of Rustburg High School, a graduate of Lynchburg Leadership and Central Virginia Community College, gives me the in-depth knowledge of this market and how I can best serve our clients' needs. I call many that I meet "friends". Community involvement is also something I am "passionate" about. It's important to give back as I have served on various boards through the years such as CASA, Lynchburg Leadership, Women of Worth Task Force and many others.
"Family is also my "passion" as I am the proud mother of two children with my husband Ken. We enjoy sports, reading, cooking and any opportunity that puts us near water.
"It would be my pleasure to have the opportunity to serve you with your mortgage financing needs. Please call me and let me know how Bank of the James Mortgage and I can be of assistance. Call me today. "
- Scott Brown
Mortgage Loan Officer
Born and raised in eastern Rockingham County, Scott Brown joined Bank of the James Mortgage in February of 2016. After graduating from Spotswood High School in Penn Laird, he attended Emory and Henry College and James Madison University, earning a bachelor’s degree in business administration. Throughout his banking career, Scott has developed extensive experience in all aspects of mortgage lending. His specialties include construction-to-permanent financing, loans for military veterans, and guiding borrowers through unique and complex purchase or refinance scenarios.
Scott is based in Bank of the James’ Harrisonburg branch, working with homebuyers and homeowners throughout the entire Shenandoah Valley.
- Rich Edwards
Vice President and Mortgage Loan Officer
"I know many local families through my experience as a mortgage loan officer in Central Virginia. If you have the need for a dedicated professional to help you with your mortgage needs, I would be pleased to partner with you.
"A mortgage loan can be a very complicated and sometimes confusing process for the homebuyer. I understand these concerns and place a great deal of importance on always communicating with my clients. I have designed and implemented a client/realtor communication program that will keep everyone involved in the property transaction informed of the progress of the loan. I am looking forward to helping you with any of your mortgage needs and becoming your lifetime mortgage banker.
"At Bank of the James we believe in treating every customer with respect and dignity. Your loan is most important to you, and it is up to me to make sure that it is handled that way."
- Debbie Grishaw
Mortgage Loan Officer
I am Debbie Grishaw and I am pleased to announce that I have joined Bank of the James Mortgage as a Mortgage Loan Officer. Having been in the real estate and mortgage industry since 1993, I have the knowledge to help you with your residential financing needs. For over twenty years I have built my client base on the foundation of integrity, compassion and honesty. I am dedicated to providing you with personal experience and local expertise that comes from having lived in this wonderful community all of my life.
Before joining Bank of the James Mortgage, I was associated with Mortgage Atlantic, Inc. (1996-2015) as a Vice President and Loan Officer. Since November 2014, I served as President of the company.
Whether you are a first time homebuyer or are looking to refinance, I welcome the opportunity to sit down with you and talk about how Bank of the James Mortgage can help you with the right mortgage loan product.
I am a 1989 graduate of Heritage High School and attended Central Virginia Community College. I enjoy running for pleasure and have participated in the VA 10 Miler, the Richmond Marathon and I completed the Lynchburg Ultra Series. I am currently the Treasurer of the Lynchburg Road Runners Club and an avid supporter of the Forest Area Swim Team.
My husband Jerry and I have been married for 20 years. Our sons, Heath and Jerrett will both attend Liberty University in the fall of 2015.
- Kellie Hudson
Vice President and Mortgage Loan Officer
"As a native of Lynchburg, I am committed to serving our community by helping people achieve their homeownership goals.
"My name is Kellie Hudson and I am a graduate of Brookville High School and Radford University. With eighteen years' experience in the banking industry and eight years in mortgage lending, I have an understanding of the local real estate market and can help you close your mortgage loan with efficiency and expertise.
"I am dedicated to making my customer's dreams come true and that can only happen with honesty and total communication throughout the loan process. I take pride in being able to provide outstanding service to my customers and guidance in making the best financial decisions. I will work hard to ensure that you are completely satisfied with your mortgage experience and that you choose the mortgage program that best fits your budget and your expectations.
"I live in Forest with my husband Scott and our two daughters. I enjoy running and camping with family and friends.
"I look forward to being able to help you and your family soon."
- Paula Ironmonger
Vice President and Mortgage Loan Officer
"I'm Paula Ironmonger and I would like to thank you for taking the time to visit our web page. In today's fast-paced world, few people have the time to learn all the "ins and outs" of mortgage loans, even though your home will likely be the largest investment you will ever make. That's why it is essential to work with a knowledgeable lender who is able to guide you in the process of choosing the right mortgage for your particular situation. With all the varieties of loans available today, this can be very confusing but I will stand by you from start to finish and help you select the mortgage program that is right for you. If you are looking for a mortgage consultant who will deliver outstanding service and a competitive rate, please give me a call."
- Rayetta Webb
Reverse Mortgage Loan Officer
Good day to you. My name is Rayetta M. Webb and I recently joined the mortgage team here at Bank of the James as the “Reverse Mortgage Loan Officer”. I come to Bank of the James with 15 years of mortgage experience, dedicating the last 10 years to working exclusively with the “Home Equity Conversion Mortgage” (HECM) – also known as a “reverse mortgage”. I previously worked for TowneBank Mortgage and Wells Fargo. I am a firm believer that education is the key to making a sound financial decision and that getting the facts on this type of loan program for yourself or someone you know is where you start.
Whether you are looking into the “standard” Home Equity Conversion Mortgage that allows you to “use your home to stay at home” or wanting to downsize and use the Home Equity Conversion Mortgage for “purchase” loan that combines a HECM with your purchase loan all in one transaction, I am here to provide you answers to all of your questions.
I also enjoy speaking to civic or church groups who want to learn more about this type of loan program. Just call me 434.238.0765 to schedule a time to meet with your group. I am proud to say I have served my community in many ways. I have served as a member of the Altavista Town Council from 1994 to 2010, was Past President of the Virginia Municipal League, served as a board member and Treasurer for the Central Virginia Alliance for Community Living, Inc., and was the Chairperson for the Altavista Economic Development Authority. I currently serve as a Chairperson for the Altavista Community Transit System.
My commitment to my community and to the good people of Central Virginia has always been a top priority for me. I am married to Phil Webb, and we are blessed to have four children and five beautiful grandchildren.
- Jason Witt
Vice President & Loan Officer
My name is Jason Witt and I have been a part of the Bank of the James team since 2001. Since that time, I have observed first-hand how Bank of the James has developed into the top community bank in our market, and it has been an honor to serve alongside the best local bankers around. I am a native to Central Virginia which has given me a great knowledge of hometown, local living. I use this knowledge daily to better serve my customers with their financial needs. I take great pride in developing relationships with my customers and helping them to feel financially secure. It would be my honor to assist you with any loan need that you may have. I look forward to meeting you.