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RATE SHEET FOR June 22, 2008
This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.
|
| Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
| |
| Certificates of Deposit |
| 3 Month
a |
$500.00 |
$500.00 c |
1.98% |
2.00% |
| 6 Month
a |
$500.00 |
$500.00 c |
2.23% |
2.25% |
| 9 month
a |
$500.00 |
$500.00 c |
2.47% |
2.50% |
| 12 Month
a |
$500.00 |
$500.00 c |
2.47% |
2.50% |
| 15 Month
a |
$500.00 |
$500.00 c |
2.47% |
2.50% |
| 18 Month One Time Bump Up
a,b |
$500.00 |
$500.00 c |
2.23% |
2.25% |
| 24 Month
a |
$500.00 |
$500.00 c |
2.47% |
2.50% |
| 30 Month
a |
$500.00 |
$500.00 c |
2.71% |
2.75% |
| 36 Month
a |
$500.00 |
$500.00 c |
2.96% |
3.00% |
| 48 Month
a |
$500.00 |
$500.00 c |
2.96% |
3.00% |
| 60 Month
a |
$500.00 |
$500.00 c |
3.44% |
3.50% |
| One Year, No Penalty
|
$1,000.00 |
$1,000.00 c |
2.23% |
2.25% |
| |
| Checking Accounts |
| Health Savings Account
b |
$25.00 |
$0.01 c |
2.71% |
2.75% |
| Interest Checking
b |
$100.00 |
$750.00 c |
0.25% |
0.25% |
| 50 Plus Checking
b |
$100.00 |
$500.00 c |
0.75% |
0.75% |
| James River Account
b |
$100.00 |
$1,000.00 c |
1.00% |
1.00% |
| Lancer Account
b |
$100.00 |
$0.01 c |
1.00% |
1.00% |
| Business Interest Checking
b |
$100.00 |
$2,500.00 c |
0.20% |
0.20% |
| IOLTA
b |
$100.00 |
|
0.15% |
0.15% |
| |
| Market Accounts b |
| Blue Ridge Money Market Account
b |
$100.00 |
$2,500.00 c |
|
|
| Daily Balances of: c |
|
| $2,500.00-$99,999.99 |
|
|
1.73% |
1.75% |
| $100,000.00-$999,999.99 |
|
|
1.98% |
2.00% |
| Community Market Account
b |
$100.00 |
$2,500.00 c |
|
|
| Daily Balances of: c |
|
| $2,500.00-$4,999.99 |
|
|
0.40% |
0.40% |
| $5,000.00-$9,999.99 |
|
|
0.40% |
0.40% |
| $10,000.00-$49,999.99 |
|
|
0.60% |
0.60% |
| $50,000.00-$99,999.99 |
|
|
1.00% |
1.01% |
| Premium Community Market Account
b |
$100.00 |
$100,000.00 c |
|
|
| Daily Balances of: c |
|
| $100,000.00-$999,999.99 |
|
|
1.00% |
1.00% |
| |
| Savings Accounts |
| Peaks Savings Account
b |
$500.00 |
|
|
|
| Daily Balances of: c |
|
| up to $110,000.00 |
|
|
1.00% |
1.00% |
| $110,000.01-$999,999.99 |
|
|
0.60% |
0.60% |
| 2010 Savings
|
$1,000.00 |
$0.01 c |
2.96% |
3.00%d
|
| Statement Savings
b |
$100.00 |
$0.01 c |
0.25% |
0.25% |
| Minor Savings Account
b |
$50.00 |
|
0.25% |
0.25% |
| Community Market IRA
b |
$100.00 |
$0.01 c |
2.47% |
2.50% |
| Christmas Club Account
b |
$20.00 |
$0.01 c |
1.73% |
1.75% |
Back To Top
a) Penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principle in the account each day.
d) Rate is paid until February 28, 2010.
Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of June 22, 2008. For current rate information call (434) 846-2000.
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