Budget Percent Calculator
Here are suggested percentage guidelines based on net income compiled by Dave Ramsey, author of Financial Peace (Viking, 1997, $21.95) which he says are only recommended percentages and will change dramatically if you have a very high or very low income. For instance, if you have a very low income your necessities percentages will be high. If you have a high income, your necessities will be a lower percentage or income and hopefully savings (not debt) will be higher than recommended.
Enter your net-income for whichever period of time you would like to translate the percentages into:
Expense	Range	Low End	High End
Charitable gifts	10-15%
Saving	5-10%
Housing	25-35%
Utilities	5-10%
Food	5-15%
Transportation	10-15%
Clothing	2-7%
Medical/Health	5-10%
Personal	5-10%
Recreation	5-10%
Debts	5-10%