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Important Information about your Bank of the James VISA Credit Card: Effective March 31, 2014, Bank of the James will no longer be affiliated with the current card provider, Elan Financial Services; however, this should not create a disruption in the usage of your card. Effective April 1, 2014, Bank of the James will be offering a new credit card product. Please contact your local branch office for more information. Thank you for choosing Bank of the James.